Basic allowance (Grundzulage)
50%
State subsidy on your contribution
50% state subsidy on the first €30 of your monthly contribution, 25% on further contributions up to €150.
Max-Niels Freiherr von Klot-Trautvetter
Insurance broker and investment intermediary
I learned to work hard in the kitchen and to work smart at university: both go into my advice today.
Max-Niels Freiherr von Klot-Trautvetter
Insurance broker and investment intermediary
I learned to work hard in the kitchen and to work smart at university: both go into my advice today.
Max-Niels Freiherr von Klot-Trautvetter
Insurance broker and investment intermediary
since 2010
I learned to work hard in the kitchen and to work smart at university: both go into my advice today.
Background
My path led from chef to business graduate to financial advice. Since 2018 I have been advising on insurance, pensions and investment, since 2023 under my own brand FREIHERR. My goal is to help people be able to retire at 55. More than 400 clients now place their trust in my team and me. Where you stand and what it would take to get there is something we look at together.
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2010
Trained as a chef, finishing top of my year.
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2016
Graduated in business administration, then worked as a recruitment consultant in sales.
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2018
Entry into financial advice, with training from insurance through to investment property.
-
2023
Move into brokerage, founding of the FREIHERR brand.
Background
My path led from chef to business graduate to financial advice. Since 2018 I have been advising on insurance, pensions and investment, since 2023 under my own brand FREIHERR. My goal is to help people be able to retire at 55. More than 400 clients now place their trust in my team and me. Where you stand and what it would take to get there is something we look at together.
-
2010
Trained as a chef, finishing top of my year.
-
2016
Graduated in business administration, then worked as a recruitment consultant in sales.
-
2018
Entry into financial advice, with training from insurance through to investment property.
-
2023 today
Move into brokerage, founding of the FREIHERR brand.
Background
My path led from chef to business graduate to financial advice. Since 2018 I have been advising on insurance, pensions and investment, since 2023 under my own brand FREIHERR. My goal is to help people be able to retire at 55. More than 400 clients now place their trust in my team and me. Where you stand and what it would take to get there is something we look at together.
- 2010
Trained as a chef, finishing top of my year.
- 2016
Graduated in business administration, then worked as a recruitment consultant in sales.
- 2018
Entry into financial advice, with training from insurance through to investment property.
- 2023
Move into brokerage, founding of the FREIHERR brand.
My topics within the network
What I don't cover, a colleague does. One click takes you there.
Max-Niels Freiherr von Klot-Trautvetter
7 of 10 topics
- Investment property Letting instead of moving in yourself.
- Investment advice Investing with a clear time frame
- Retirement planning What remains after working life
- Insurance advice Which risks you shouldn't carry yourself
- Advice for managing directors What depends on you when you lead
- Investing capital When available capital needs a clear structure.
- Company pension A pension that runs through your employer.
- Private health insurance Covered within the network
- Business insurance Covered within the network
- Financing Covered within the network
My topics within the network
What I don't cover, a colleague does. One click takes you there.
Investment property
A flat that largely pays for itself, if the numbers add up.
Reviewing the property · Calculating the rental yield · Setting up the financing · Assessing the tax effect
Investment advice
Investing without handing your money to a product you don't understand.
ETFs and funds · Building a portfolio · Savings plans · Ongoing adjustment
Retirement planning
Knowing what will be left later, while there is still time to change it.
Statutory pension · Occupational pension · Private pension · Review of existing contracts
Insurance advice
Covering what would cost you your standard of living if it happened. And knowing why the rest isn't part of it.
Liability · Income protection · Home contents · Legal expenses
Advice for managing directors
Settling what's a given for employees and doesn't apply to you.
Employment contract · Pension commitment · Personal cover · Succession
Investing capital
For people who want to invest a larger sum or reorganise available capital.
Structuring a lump sum · Setting liquidity aside · Assessing the investment horizon · Recording the risk profile
Company pension
For employees who want to assess an offer from their employer or review a company pension.
Assessing salary conversion · Assessing the employer contribution · Comparing the available schemes · Clarifying a change of employer
More topics in the network (3) Show more topics
My topics within the network
What I don't cover, a colleague does. One click takes you there.
- Investment property Reviewing the property · Calculating the rental yield · Setting up the financing · Assessing the tax effect
- Investment advice ETFs and funds · Building a portfolio · Savings plans · Ongoing adjustment
- Retirement planning Statutory pension · Occupational pension · Private pension · Review of existing contracts
- Insurance advice Liability · Income protection · Home contents · Legal expenses
- Advice for managing directors Employment contract · Pension commitment · Personal cover · Succession
- Investing capital Structuring a lump sum · Setting liquidity aside · Assessing the investment horizon · Recording the risk profile
- Company pension Assessing salary conversion · Assessing the employer contribution · Comparing the available schemes · Clarifying a change of employer
More topics in the network (3) Show more topics
From 2027, the state will subsidise your retirement savings
50% state subsidy on the first €30 of your monthly contribution, 25% on further contributions up to €150.
Child allowance (Kinderzulage)
€300
Child allowance per child per year
For every child eligible for child benefit (Kindergeld): 100% on the first €25 of your monthly contribution. From €25 a month you reach the full amount.
One-off bonus
€200
Career starter bonus
A one-off payment for everyone who takes out their first contract before their 25th birthday.
Who I work with
Not tied to a single provider.
People who have worked with me
Super lieb und bodenständig.
Man hat das Gefühl nichts aufgequatscht zu bekommen, sondern immer fair beraten zu werden. Auch zwischenmenschlich sehr angenehm. In jeder Hinsicht professionell. Würde ihn immer weiterempfehlen!
Salo G. Google · November 2021
„Super lieb und bodenständig. Man hat das Gefühl nichts aufgequatscht zu bekommen, sondern immer fair beraten zu werden. Auch zwischenmenschlich sehr angenehm. In jeder Hinsicht professionell. Würde ihn immer weiterempfehlen!"
Salo G.
Google · November 2021
Super Typ und mega Beratung; Max quatscht keine unnötigen Leistungen auf, die keiner braucht, sondern findet aufbauend auf den individuellen Ausgangsvoraussetzungen die passenden Lösungen
Julia S. Google · May 2022
„Super Typ und mega Beratung; Max quatscht keine unnötigen Leistungen auf, die keiner braucht, sondern findet aufbauend auf den individuellen Ausgangsvoraussetzungen die passenden Lösungen"
Julia S.
Google · May 2022
super freundlicher und vor allem kompetenter Ansprechpartner rund um das Thema Versicherungen ohne etwas unnötig aufzuschwatzen.
Jederzeit ein offenes Ohr und selbst wenn nötig auch am Wochenende erreichbar und hilft einem gern weiter. Keine Herausforderung ist zu groß. mein 1. Ansprechpartner kann ich nur empfehlen :)
Philipp W. Google · January 2022
„super freundlicher und vor allem kompetenter Ansprechpartner rund um das Thema Versicherungen ohne etwas unnötig aufzuschwatzen. Jederzeit ein offenes Ohr und selbst wenn nötig auch am Wochenende erreichbar und hilft einem gern weiter. Keine Herausforderung ist zu groß. mein 1. Ansprechpartner kann ich nur empfehlen :)"
Philipp W.
Google · January 2022
Super Beratung, tatsächlich hatte ich in der Vergangenheit mehrfach Berater gehabt und eigentlich das Thema abgeschlossen bis ich Max kennen gelernt habe.
Da es vor allem auch um private und sensibel Themen geht ist Vertrauen wichtig und das ist hier absolut gegeben. Meine Frau und ich fühle uns hier super aufgehoben, darum auch die Klasse Bewertung
Jethro H. Google · May 2022
„Super Beratung, tatsächlich hatte ich in der Vergangenheit mehrfach Berater gehabt und eigentlich das Thema abgeschlossen bis ich Max kennen gelernt habe. Da es vor allem auch um private und sensibel Themen geht ist Vertrauen wichtig und das ist hier absolut gegeben. Meine Frau und ich fühle uns hier super aufgehoben, darum auch die Klasse Bewertung"
Jethro H.
Google · May 2022
Falls man mal nicht weiter weiß ist der gute Mann immer für einen da und findet die perfekte Versicherung oder was auch immer man benötigt.
Google-Nutzer Google · February 2022
„Falls man mal nicht weiter weiß ist der gute Mann immer für einen da und findet die perfekte Versicherung oder was auch immer man benötigt."
Google-Nutzer
Google · February 2022
Google reviews via trustlocal.de These reviews are taken from public Google reviews. There is no separate check whether they were written by customers who used the service.
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